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Posted on Apr 7 2017 - 1:00am
Comments Off on Understanding How The 5/1 Hybrid ARM Works

If you’re on the lookout for an ideal rate for a home purchase, you might want to look into hybrid ARM mortgage loans. These types of loans come with various terms such as 3/1, 5/1, 7/1, and 10/1 adjustable rate mortgages. But the most popular hybrid ARM mortgages is the 5/1 ARM. What Exactly is the 5/1 ARM? The 5/1 adjustable rate mortgage is also known as a hybrid home loan since it combines the elements of an ARM and a fixed rate mortgage. It comes in jumbo loan and conforming loan amounts, VA and FHA options, as well as conventional...

Posted on Feb 13 2017 - 2:36am
Comments Off on Funeral Planning: The Basic Need-To-Knows

No one wants to talk about a loved one’s passing, but it will happen sooner or later. Life is inevitable; a loved one will pass. The question is, are you ready? To avoid getting yourself into situations that would compel you to use up your savings, here are some important funeral preparation suggestions: Have a Plan Some people choose to invest in a funeral plan, while others choose not to. It depends on your preference, really. However, a family should have the basic decision laid out in case death happens. Choosing from Bountiful’s...

Posted on Feb 1 2017 - 7:05am
Comments Off on 3 Landlord Duties That You Didn’t Know About

If you are living in a bad rental property with leaky pipes and busted lights, it’s likely that your landlord is not fulfilling a handful of duties to ensure your safety and comfort as a tenant. Although it is common knowledge that you can ask your landlord to do repairs on your unit to make sure it remains in livable condition, there are certain specifics that you might be clueless of. Being fully aware of your rights is vital in protecting you from any unfair treatment by your landlord. Here are some duties your landlord should fulfill: 24-48...

Posted on Feb 1 2017 - 6:09am
Comments Off on Upgrade Your Home’s Value by Updating Your Exteriors

You’ll never admit it, but more than once in your life, you’ve judged something based on its appearance. You did it with clothes, books, and even people; if they look a bit worn down, then they can’t be so valuable. What will you do if you find out that people think of your house the same way? It’s clearly a disadvantage for someone looking to sell their home for a good price. Don’t fret; you can still upgrade your home’s value by catching your prospective buyers’ eye, for all the right reasons. Do it by updating your exteriors. Revamp...

Posted on Jan 6 2017 - 8:34am
Comments Off on Underdogs Reign: Outsmart those Large Firms with Clever Digital Ad Strategies

Small- and medium-sized companies in Melbourne usually face an everlasting battle to compete with large firms. They always get the upper hand by having a huge budget, a bigger physical presence, and more employees. Fortunately, technology and digital agencies today are starting to help level the playing field. The underdogs have discovered that launching a digital presence is an effective way to compete for their consumers. Keep your company updated with the digital trends and rely on the strategies below to reach more consumers and increase...

Posted on Dec 12 2016 - 12:47am
Comments Off on The Most Memorable Promotional Products to Give

Trade shows, expos, conventions and other similar events are the best places to network and make an impression on potential customers. One of the ways to catch their attention is to package or giveaway promotional products. This improves brand recognition and recall; however, if you give an ordinary item, you may become forgettable. Certain items grab and hold the...

Posted on Nov 12 2016 - 1:00am
Comments Off on How to Design a Law Firm Website that your Clients Won’t Object to

It doesn’t matter if you’re a two-person law firm or a huge firm with multiple lawyers, locations, and clients, employing these web design guidelines could mean the difference between delivering a nice user experience and having an effective digital marketing tool for your practice that will bring in more clients. Ensure your Website is Responsive Nowadays, people more often than not utilise their smartphones and tablets for browsing online. Having a responsive website means that your website is capable of scaling to different screen...

Posted on Nov 10 2016 - 8:23am
Comments Off on Working Hard for the Money: Top Careers to Consider in Finance

The first question on any degree holder’s mind is where that piece of paper will take them. Starting a career in finance is no different. Listed in this article are some of the top and best-paying careers in the field. Experience Needed Most top positions in financial services require years of experience. If you are fresh from recruitment, you will need to put in the necessary time. The top people in the field have at least twenty years of experience under their belts. Financial Analyst A financial analyst looks at investments and recommends...

Posted on Oct 13 2016 - 1:15am
Comments Off on Ditch the Scary and the Sexy: Unique Halloween Costume Ideas to Try

Common Halloween costumes involve scary and sexy- themed costumes. But disguisecostumes.com says that choosing costumes can be half the fun on this holiday. Why not veer away from the status quo this year and really stand out with a unique costume? This year, there are so many characters and people to choose from and the clock is ticking, so here are some costume ideas for you to consider for this year’s Halloween! Don’t Throw Away Your Shot! If people ask you who you’re supposed to be, you can break out into song and proudly declare...

Posted on Oct 7 2016 - 4:19am
Comments Off on 4 Mortgage Refinance Myths You’d Be Wise to Stop Believing

Many homeowners allow some common mortgage refinance myths to dissuade them in refinancing their home. Sadly, you will see tons of half-truths online about refinancing. If you’re one of these homeowners, below are four of the prevalent refinance myths and the truth behind them. Refinance Myth #1: If a Lender Turned You Down for a Refinance in the Past, You Won’t Have any Luck this Time Around If you were turned down due a less-than-stellar credit or lack of equity in your home, you have probably resolved all that now since your first...