Most of you will admit that purchasing a home is an exciting experience. However, finding the right home is the most important process that you should...

If you’re currently applying for a home loan or refinancing, consider the following ways to help prevent delays and officially close on your loan the...

Mortgages, like many things in life, are actually negotiable. Whether you’re looking to buy a new home or refinance your current home, you have to look...

Having a credit card is a double-edged blade. It’s useful in case of emergencies, for one. However, if you can’t pay the total amount due, the interest...

When you decide to prepay your mortgage, you probably feel that incredible rush that comes with sending your loan payments ahead of time, knowing that you will own your home sooner than expected. However, if you’re just prepaying in the hopes of raising your credit score, you may be disappointed to know that prepaying won’t actually accomplish this. Prepaying and your...