Finances are one of the challenging aspects of adulthood. Many struggles to keep up and handle their finances resulting into problems. At some point,...

When you decide to prepay your mortgage, you probably feel that incredible rush that comes with sending your loan payments ahead of time, knowing that you will own your home sooner than expected. However, if you’re just prepaying in the hopes of raising your credit score, you may be disappointed to know that prepaying won’t actually accomplish this. Prepaying and your...